curl --request POST \
  --url https://api.bizconnectpay.com/api/v1/refunds \
  --header 'Authorization: Bearer <access_token>' \
  --header 'Content-Type: application/json' \
  --header 'Idempotency-Key: refund-cmd-9481' \
  --data '{
    "transaction_reference": "BCP-TXN-01JAC92Y",
    "wallet_id": "4e969910-8f06-4cd2-b92c-01765472e0e9",
    "amount": "5000",
    "reason": "Article retourné"
  }'

{
  "transaction_reference": "BCP-TXN-01JAC92Y",
  "wallet_id": "4e969910-8f06-4cd2-b92c-01765472e0e9",
  "amount": "5000",
  "reason": "Article retourné"
}

{
  "success": true,
  "data": {
    "id": "8fd9cf11-8fb8-459c-abef-62d6a4712304",
    "reference": "BCP-REF-01JACB1F",
    "transaction_id": "26226880-a6ea-4f91-8a6e-303fa77fe311",
    "wallet_id": "4e969910-8f06-4cd2-b92c-01765472e0e9",
    "amount": "5000.0000",
    "reason": "Article retourné",
    "status": "PENDING",
    "created_at": "2026-10-20T13:15:00.000000Z"
  },
  "meta": {
    "correlation_id": "56e83e0c-13fe-42d3-b6e5-ef890021313b"
  }
}